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Privacy Statement
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We,
our and us, when used in this notice, mean The
First National Bank of Jonesboro and The Jonesboro Bancompany. This is our privacy notice
for our customers. When we use the words “you” and “your” we
mean the following types of customers:
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Our consumer customers
who have a continuing relationship by purchasing or
holding financial products or services such as a(n) |
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Deposit Account |
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Loan Account |
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Safe Deposit box
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Retail installment
contract we hold and service |
We
will tell you the sources of the information we collect
about you. We will tell you what measures we take to secure
that information. We first define some terms.
Nonpublic personal information
means information about you that we collect in connection with
providing a financial product or service to you. Nonpublic
personal information does not include information that is
available from public sources, such as telephone directories
or government records. Hereafter, we will use the term
“information” to mean nonpublic personal information as
defined in this section.
An
Affiliate is a
company we own or control, a company that owns or controls
us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean
complete ownership, but means owning enough to have control.
A
Nonaffiliated third party
is a person we do not employ or a company that is not an
affiliate of ours. This is also known as nonaffiliated
third party, or simply, an “other party”.
THE INFORMATION WE
COLLECT
We
collect information about you from the following sources:
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Information you give us on applications or other forms
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Information about your transactions with us |
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Information about your transactions with other parties |
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Information from a consumer reporting agency |
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We
restrict access to information about you to those employees
who need to know that information to provide products or
services to you. We maintain physical, electronic, and
procedural safeguards to protect this information.
YOUR
INFORMATION AND OUR AFFILIATES
We
may disclose information about you to our affiliates. Here
are the kinds of information and the source of that
information:
Transaction and experience information from our account
records:
Information about your transactions and
experience with us, such as:
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Name
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Address
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Type of accounts
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Appraised value of a home
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Federal law allows us to
disclose the information listed above with our affiliates.
You do not have a right to opt out of the disclosure of this
information.
Types of Affiliates
We
may disclose information about you to the following types of
affiliates:
Financial service providers, such as:
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First National Bank Of Jonesboro
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The Jonesboro Bancompany, Inc
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Reasons for Disclosures
We
may disclose information about you to our affiliates to
provide you the information about additional products and
services.
YOUR INFORMATION AND OTHER PARTIES
We
will not disclose information about you to anyone except as
disclosed in this policy or as permitted by law. This might
include disclosures necessary to service your account,
perform joint marketing or prevent unauthorized
transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do
not disclose information about former customer, except
permitted by law.
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